Disbursement of loans through E-Wallet is a service that facilitated the loan obtaining process; under this service retail clients with ease, comfort, and within just of few hours of approval will receive their money directly on their smartphones. Additional features of the E-Wallet include a digital saving, in addition to it provides its users with an effective way to make instant electronic payments, make purchases, and transfer funds directly from person to person. This technology reduces the need to deal with currency, limits the risks of losing money, along with numerous other advantages.